Home Insurance

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When you are going through the process of buying home insurance, you should consider ways you can reduce your cost. Don’t forget to ask about what discount you can get when talking to any insurance company. At Towne Centre Insurance shopping for the best price from multiple companies is definitely one great way to save.

Each insurance company has different discounts, when you have an independent agent, we can explore these for you!



New homes


Leak sensor

Paying in full

Bundling/multi-policy discount.

Most insurance companies give a discount for getting your home and auto insurance from the same them (this is called bundling.)

Being claims-free.

Insurance companies sometimes reward low maintenance claim- free customers. If you’ve had insurance from the same company for many years you should ask.

Home improvements.

Sometimes some of your home improvements can get you a discount form a few different insurance companies.

Loyalty discount.

It’s worth checking on. Many insurance companies value loyalty from their customers.

Having a monitored burglar system.

Many insurance companies will offer a discount to homeowners with a monitored security system.

Monitored fire alarm system.

Discounts for monitored fire alarm system are available from some insurance companies.